<p>The following information is usually required during the loan process:</p>
<ul>
<li>Your Social Security Card and Driver&rsquo;s License</li>
<li>Income Documentation:
<ul>
<li>Salary &ndash; Most recent paystub and W-2 or 1099</li>
<li>Self-Employed, Rental or Interest income &ndash; 2 years most recent Personal AND Business tax returns, must include all schedules and K-1&rsquo;s (if applicable)</li>
<li>Pension and Social Security Income &ndash; Award Letter or 1099 AND 2 months most recent bank statements documenting receipt of funds</li>
<li>Recipient of Alimony or Child Support &ndash; Full documentation of court order and proof of receipt for the past 12 months (bank deposits or cancelled checks)</li>
</ul>
</li>
<li>Bank statements for the past two months, must include all pages and be most recent statements available at time of application</li>
<li>Investment or Retirement account statements for the past two months, must include all pages and be most recent statement available at time of application</li>
<li>Real Estate contract (if purchasing)</li>
<li>If obligated to pay Child Support or Alimony&nbsp;&ndash; provide full court ordered documentation</li>
<li>Bankruptcy &ndash; provide full copy of filing and discharge documentation</li>
</ul>
<p><strong>If you currently own real estate:</strong></p>
<ul>
<li>Mortgage account information</li>
<li>Home insurance policy information</li>
<li>Home equity account information (if applicable)</li>
<li>Property Tax Information</li>
</ul>
<p><strong>FHA/USDA/VA Financing</strong></p>
<p>All of the above documentation plus:</p>
<ul>
<li>Previous year&rsquo;s W-2 or 1099</li>
<li>1 full month of paystubs</li>
<li>DD214 &amp; Certificate of Eligibility (VA only)</li>
</ul>