<p>A VA loan is a mortgage that is guaranteed by the Department of Veteran Affairs Department (VA). If you are a current service member or a veteran, there are mortgages specifically designed to help you buy a home, known as VA loans. With a VA loan you can buy with $0 down anywhere. A great perk of this loan is that it allows for the seller to pay most closing costs for the buyer.It&rsquo;s an amazing option for those who qualify.</p>
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<li>Down Payment: Zero. 100% financing! No down payment required.</li>
<li>Credit Scores: Scores above a little as 580. However, for better terms a higher credit score is desirable</li>
<li>Loan Limits: Currently no limit with adequate qualifying income</li>
<li>Monthly Mortgage Insurance: None!</li>
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