<p>Buy with $0 down using the USDA rural development mortgage. USDA home loans are offered at great rates. This a great loan program for first time home buyers, geographic and income limitations do apply.</p>
<ul>
<li>Down Payment: Zero. 100% financing! No down payment required.</li>
<li>Credit Scores: Ideal for borrows with credit scores greater than 640.</li>
<li>Income Caps: Total household income will determine a borrower&rsquo;s eligibility when it comes to USDA loans. Generally, a 1&ndash;4-member household income cannot exceed $93,000</li>
<li>Occupancy: Owner occupied residence only.</li>
</ul>